ADFINET UPDATES

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FREDDIE MAC HAS RELEASED:

Industry Letter, regarding MORTGAGES SECURING PROPERTIES SUBJECT TO THE CITY OF CHICAGO, ILLINOIS’S VACANT PROPERTY ORDINANCE

Bulletin 2011-25, regarding updates to our Selling requirements

FANNIE MAE HAS RELEASED:

Fannie Mae DU Release Notes for Government Loans, Release Date of December 17,2011

Fannie Mae DO Release Notes for Government Loans, dated September 27,2011 for December 17, 2011 Release

Servicing Announcement SVC2012-02, Maximum Allowable Preforeclosure Mediation Fees in Florida

Selling Announcement SEL-2011-14, entitled Guaranty Fee Increase

Lender Letter LL-2012-01, entitled HOPE Hotline Borrower Counseling

FHA HAS RELEASED:

Mortgagee Letter 2011-40 , entitled Large Loan Risk Mitigation Policies

Housing Notice H-2011-36, entitled Large Loan Risk Mitigation Policies

GINNIE MAE HAS RELEASED:

APM 12-01, entitled Alphanumeric Pool Numbers

MPM 11-07, entitled A New Securitized Transaction Financial Advisor for Ginnie Mae’s Multiclass Securities Program

VETERANS AFFAIRS HAS RELEASED:

Circular 26-11-22, entitled Final Loan Modification Regulation Revision

RURAL HOUSING SERVICE HAS RELEASED:

Administrative Notice 4608, entitled Single Family Housing Guaranteed Loan Program - In-Ground Swimming Pools